Broadfoot Fraser - Gladstone

Broadfoot Fraser Agencies and JEM Insurance Group Inc. have merged as of June 16th, 2025.

The insurance world is changing quickly, and we want to make sure you always have the best options available. By coming together, we are able to offer a wider range of coverage choices while remaining fully independent, locally based, and focused on you.

If you have any questions or would like to learn more, we are always happy to help. Please feel free to reach out anytime.

Broadfoot Fraser - Neepawa
Broadfoot Fraser - Gladstone

Broadfoot Fraser Agencies and JEM Insurance Group Inc. have merged as of June 16th, 2025.

The insurance world is changing quickly, and we want to make sure you always have the best options available. By coming together, we are able to offer a wider range of coverage choices while remaining fully independent, locally based, and focused on you.

If you have any questions or would like to learn more, we are always happy to help. Please feel free to reach out anytime.

Broadfoot Fraser - Neepawa

Let’s work together to tailor your insurance needs.

JEM Insurance is here to help in person at our locations under Find us. Request an online custom quote for these insurance products and we’ll be sure to get back to you quickly.

Request A Quote

Let’s work together to tailor your insurance needs.

We are here to help in person at our locations under Find us. Request an online custom quote for these insurance products and we’ll be sure to get back to you quickly.

Request A Quote

Shop online for travel insurance with JEM Insurance.

Get the travel insurance you need quickly and stress-free. JEM Insurance can help you with insurance coverage for your next trip. Let’s get started.

Buy Online

Shop online for travel insurance with JEM Insurance.

Get the travel insurance you need quickly and stress-free. JEM Insurance can help you with insurance coverage for your next trip. Let’s get started.

Buy Online

Convenience with the new JEM Insurance app.

  • Access policy details and coverage information anytime, anywhere.
  • No need to carry physical documents.
  • Get in touch with your broker at the tap of a button.
  • Convenience on the Go – Secure and easy-to-use features designed for you.
Get the App
Get the App

Convenience with the new JEM Insurance app.

  • Access policy details and coverage information anytime, anywhere.
  • No need to carry physical documents.
  • Get in touch with your broker at the tap of a button.
  • Convenience on the Go – Secure and easy-to-use features designed for you.

We’re here to help. Reach us at 204-774-4471 or email info@jeminsurance.ca.
See our Find us pages for locations near you.

  • WELCOME TO JEM

    JEM Insurance is family-owned and operated doing business in Manitoba, Ontario, Saskatchewan, Alberta, and BC. Let us show you what is possible for all of your insurance needs, and become part of our growing family.

    JEM Insurance

  • Home Insurance

    JEM Insurance provides competitive Home Insurance products that allow you to feel secure in your home, knowing that your assets and property are protected.

    Find Out More
    JEM Insurance

  • Business Insurance

    Protecting what you have built, JEM Insurance offers personalized insurance solutions to meet your business needs.

    Find Out More
    JEM Insurance

  • Auto Insurance

    JEM Insurance provides full-service driver licensing and auto insurance to keep you on the road.

    Find Out More
    JEM Insurance

  • Creditor Life Insurance

    Protect not only your possessions but also your family. Contact JEM Insurance to discuss different creditor life insurance options available to you.

    Find Out More
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  • Travel Insurance

    JEM Insurance provides a wide range of Travel Insurance that is a necessity for anyone who leaves home for either business or pleasure.

    Find Out More
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Request A Quote

Let’s work together to tailor your insurance needs. Request a quote and we will get back to you within 24 hours to get started.

JEM Insurance is a Winnipeg Insurance broker licensed in Manitoba, Saskatchewan, Alberta and British Columbia.

Auto Insurance

Providing auto insurance advice, insuring you, not just your vehicles.

JEM Insurance

House Insurance

Let JEM Insurance help you get the quality home insurance coverage you need.

JEM Insurance

Business Insurance

JEM Insurance offers personalized insurance solutions to meet your business needs.

Agriculture Insurance

Agricultural Insurance

We can help you make an informed decision about your agricultural insurance needs.

JEM Travel Insurance

Travel Insurance

JEM Insurance provides a wide range of travel insurance.

JEM Insurance

Creditor Life Insurance

Protect not only your family home but also your family.

JEM Insurance

Group Benefits

JEM Insurance offers a full array of benefit programs that can satisfy the needs of your business.

JEM Insurance

Claims

In the event of a claim, please contact JEM Insurance. We will work with you on any necessary claim reporting.

Why choose us?

30 Years Experience

We have the experience and knowledge of the Winnipeg insurance broker industry to help get you the right coverage.

Certified Experience

Our experienced brokers stay on top of the latest coverage options and are members of the Insurance Brokers Association of Canada.

Competitive Pricing

At JEM Insurance we have multiple insurance partners to help find the best coverage at the best price to satisfy your insurance needs.

Independent Operators

We are an independent full-service Winnipeg insurance broker providing all the basics and some you may not have considered.

We have all the tools

We are a Winnipeg insurance broker that have all the insurance tools to fit all your needs offering you multiple coverages all in one place.

Great Support

Our staff are always ready to help and are just a phone call or e-mail away.

Our Partners

 

What Customers Are Saying About Us

JEM Insurance
4.5
Based on 33 reviews
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Tara Spelmer-Mack
01:21 10 Nov 22
Had my license renewed with Jem Insurance. Staff were inviting and very cheerful. This location bright, clean, and convenient for me. Would highly recommend them to anyone needing insurance products. Definitely going back!
Marlon Zabala
15:42 29 Sep 22
Courteous staff and very helpful for what you need about insurance and MPI.Also they will help and explain how the process of getting insurance for home and vehicle.
Phil
16:31 21 Jun 22
Great service as always! Was able to quickly review my Autopac coverage with an agent and pay the amount.
Santo A
00:27 19 Jun 22
I was on the lookout for a new broker/insurer due to my previous broker providing very bad customer service and not willing to offer me better rates. I turned to JEM since I live in the neighborhood and not only did they provide me with a better rate, they also took care of notifying my previous broker and insurer of the cancellation, and made sure I wasn't without home insurance during the switch. Bonni was very helpful and was quick to communicate the changes to me. Looking forward to having a new broker that's reliable and consistent.
Nimaale Said
06:45 11 Jan 22
It's was my first time to visit this autopacObviously it's great place to do your business highly professional individual met me and did what I wanted to be done in minutesIt's a place to do your insurance paperwork
Nic Tmans
21:55 16 Dec 21
Went out of their way
John Teplyski
14:07 16 Apr 21
The Lady that served me went way out of her way too help me Not once but Twice!! Thank You!!
Tesia Romaniw
20:55 29 Mar 21
The first time I went here a few months ago, the agents were fantastic. Responsive, knowledgeable and professional. This time was a completely different experience, so poor in fact that I genuinely would advise people to avoid this location. My partner and I went to register a vehicle we had purchased. We had the documents needed, along with (correct) information that vehicles certified as collectors do not need a valid COI, they simply need to be identified as a collector. The agent we spoke with clearly did not have any knowledge, as she turned away the bill of sale and transfer of ownership, and stated all vehicles need a COI. Clearly wrong, because the same day within that hour we took the same documents to the MPI location on King Edward. They not only verified that the bill of sale and transfer of ownership were valid, they also confirmed that the car would not need a COI (commonly called a safety), because it is a collector. When a vehicle is certified as a collector, a COI is not required as they do not fall in the same purview as other motor vehicles due to the nature of their build. For example, some vehicles build in the 1950’s would not have a working horn; but when they are driven only for collector purposes, this is not a concern.Not only was the agent outright incorrect about both the bill of sale and transfer of ownership being valid, she was also incorrect about collector vehicle requirements. Moreover, she was unprofessional and rude and quickly disregarded us despite the fact that we were clearly much more knowledgeable about this particular subject.I don’t know everything with regards to registering vehicles but it’s not difficult to refer to MPI’s website for information if you are unsure. I would prefer an agent that takes a few minutes to double check or verify information rather than assuming incorrect facts.
Tyler Sadowiak
18:27 19 Oct 20
Been getting my insurance from here for a long time now. They always try to find the best coverage for me. Thank you
WillMatt
17:45 01 Aug 19
Knob and Tube, Sewer back up and overland water coverage. Dreaded by insurers. Days to secure even with brokers or straight via corporate offers- personal experience.Even at rush- days to possession. The team at JEM -an actual GEM! Secured a well declared and well informed on both ends underwriter and customer to secure the best policy for you! Not the 1-800 numbers where you wait for 30 mins and more only to be told they will get back to you hours or days later. Email back and forth on questionnaires- That never seem to end and after all that, still at costly premium.JEM staff are people you can actually talk to and they will call for your questions- dealt with on the spot. Due diligence is key address the underwriters concerns and the impossible are made possible. Appropriate Quotes in real time! Friendly and professional.